Must-Read Tips for Buying Your First Car

Buying your first car can be very exciting, but it can also feel like a bit of a minefield. There are so many different makes and models to consider, and there are so many ways to buy your first vehicle too. If you are feeling overwhelmed by all of the options available to you, don’t panic – we’ve got you covered. Read on for some top tips that will help you get started.

Always begin by establishing a budget – The most important thing to do is establish a budget. You need to know what you can afford before you start shopping. Devise two budgets – what you can afford to pay right now, as well as what you can afford to pay comfortably on a monthly basis. This will ensure you are armed with all of the monetary information you need should you be undecided as to whether you are going to look for used cars or buy a vehicle on finance. It is also important to remember that there are going to be other costs involved too. This includes insurance, servicing, repairs, fuel, an MOT, and road tax. These expenses should be accounted for in your budget.

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Selecting a car that will keep your insurance premiums low – The perfect first car for a young and newly-passed driver is one that won’t up your insurance costs. There are a number of factors that will impact the cost of your insurance. This includes your age, where you live, and where you park your vehicle. Details regarding your car and the size of your engine will also make a difference, which is why it is important to keep this in mind when buying.

You need to feel comfortable – A lot of people focus too much on what the car looks like rather than what it feels like. Yes, you may love one of the bigger and bulkier models in terms of appearance, but do you feel comfortable driving it? This is your first introduction to life on the roads, and it’s important that your car isn’t too intimidating. You can buy the monster truck later!

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Do a bit of research on the car’s price – Once you have found a vehicle you like, do a bit of research regarding the price you have been quoted. You need to make sure it is fair. Of course, you don’t want to get ripped off, but it’s also important to find out whether your vehicle is much, much cheaper than identical models on the market. If so, find out why. If something seems too good to be true, it usually is.

Identify and prioritise your wants – The bad news is that you can’t have it all when buying your first vehicle, and so you need to identify your want list, and then you need to prioritise it. This will help you to figure out what is really important to you so that you can find a car that is right for your needs at the moment. If money is tight and/or you have long and regular journeys to make, fuel efficiency should always be at the top of the list.

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