Are you thinking about buying your very first car, then you may not know where to start. This is understandable, but at the end of the day, there are things that you can do to simplify the process for yourself. You may even be able to save some money too!
New or Used?
If you are buying a car and you have never driven before, then you should probably think about buying used. If you have recently passed your test, then the same concept applies. Used cars tend to retain their value in terms of the price you end up paying. A new car will lose 30% of its value as soon as you drive it off the lot. If you buy used, then you may find that you have access to way more models as well, so make sure that you keep this in mind. If you are in the process of passing your driving test, then it may be worth taking this DVSA theory test online.
How Much Should you be Paying?
Conventional wisdom will probably tell you that your first car should be a bit of an old banger. It doesn’t have to be this way, especially if you are a young driver. You need to find a car that is going to reflect both your needs and your preferences. If you drive on the motorway or if you want something that will help you to be comfortable when driving across long distances, then you need to find something that reflects this if possible. If you only go to the shops once or twice per week, then a hatchback will probably do just fine. You can buy a very good used car for a very affordable price. If you cannot afford to buy a car, then remember that you can always take one out on finance.
Hatchback, Saloon or SUV?
A lot of cars fall into four categories. You have saloon, estate, SUV and hatchback. At the end of the day, there are various other shapes that include people carriers or even sports cars, so it’s worth looking into them if you want to make the best choice. New drivers don’t usually need a lot of space, so make sure that you keep this in mind. If you don’t know which car to buy, then you should know that hatchbacks tend to be very popular. Hatchbacks tend to be smaller, and they are usually very efficient too. On top of this, they are not too expensive to buy, and they run very well. If you want to buy a posh car, then there’s nothing wrong with this, but remember you’ll need to pay out to insure it.
Thinking about Insurance
Put yourself in the shoes of an insurance company. Would you rather have a new driver who is driving a secure hatchback, or would you rather insure a new driver who has a supercar that can reach a top speed of 100mph? It’s very easy to see which one is going to be the most logical option. All cars tend to be given an insurance number, with one being the cheapest to insure and 50 being the most expensive. By looking at this number, you can be sure to save.